The information provided by Credit Genius is for general educational and informational purposes only. By using our website, mobile application, and services, you agree to the terms outlined in this Disclaimer.
No Financial or Legal Advice
Credit Genius does not provide financial, legal, tax, or investment advice. The content, tools, simulations, and recommendations available on our platform are intended for educational purposes only and should not be considered a substitute for professional advice.
Users are encouraged to consult with qualified financial, legal, or tax professionals before making significant financial decisions.
No Guarantee of Results
Credit Genius does not guarantee specific outcomes, credit score improvements, or financial results. Credit scores and financial profiles are influenced by many factors, including individual behavior, lender policies, and external market conditions.
Any examples, simulations, forecasts, or projections provided through the platform are illustrative only and may not reflect actual outcomes.
Accuracy of Information
While we strive to provide accurate, up-to-date, and reliable information, Credit Genius makes no representations or warranties regarding the completeness, accuracy, or reliability of any content on the platform.
Information may change without notice, and we do not guarantee that all data will always be current or error-free.
Third-Party Data and Services
Credit Genius may integrate with third-party services, including credit bureaus, data providers, and technology partners. We do not control and are not responsible for the accuracy, availability, or reliability of information provided by third parties.
Use of third-party services is subject to their own terms and policies.
AI and Automated Tools Disclaimer
Certain features within Credit Genius use artificial intelligence and automated systems to generate insights, recommendations, or responses. These tools are designed to support learning and awareness but may not account for all individual circumstances.
AI-generated content should not be relied upon as professional advice and should be used as a general reference only.
Limitation of Liability
To the fullest extent permitted by law, Credit Genius shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of, or inability to use, our website, app, or services.
This includes, but is not limited to, financial losses, data loss, or business interruptions.
User Responsibility
Users are solely responsible for how they use information, tools, and insights provided by Credit Genius. Any actions taken based on platform content are made at the user’s own discretion and risk.
It is the user’s responsibility to verify information and evaluate personal financial decisions independently.
External Links Disclaimer
Our website and app may contain links to external websites or resources for convenience and informational purposes. Credit Genius does not endorse, control, or assume responsibility for the content, privacy practices, or availability of third-party websites.
Users access external links at their own risk.
Regulatory and Jurisdictional Notice
Credit Genius operates in accordance with applicable U.S. laws and regulations. Access to our services may not be appropriate or lawful in all jurisdictions.
Users are responsible for ensuring compliance with local laws when accessing our platform.
Updates to This Disclaimer
Credit Genius reserves the right to modify or update this Disclaimer at any time without prior notice. Changes will be posted on this page and become effective immediately upon publication.
Continued use of our services after updates constitutes acceptance of the revised terms.
Our Commitment
Credit Genius is committed to transparency, responsible technology, and user education. This Disclaimer is intended to help users understand the scope and limitations of our services so they can make informed decisions with confidence.