Genius Insights
Guides, insights, and tips from the Credit Genius team
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A car repossession is one of the more damaging credit events a person can experience. It is not just...
Student loan forgiveness sounds like an unambiguous win. Your debt is wiped out and you never have to pay...
Most people think about their credit score when they are applying for something specific, a loan, a credit card,...
If you are trying to pay off multiple debts, two methods come up more than any others: the debt...
Missing a payment feels bad. The instinct for most people is to avoid thinking about it and hope it...
Buying a home is one of the biggest financial decisions most people make and one of the most common...
Living in the United States on a visa and trying to build credit is one of the more frustrating...
If you are starting to build credit from scratch or rebuilding after a setback, two products come up more...
There is a persistent assumption that wealth and good credit go hand in hand. That if someone earns a...
This is one of the most searched personal finance questions and one of the most genuinely nuanced ones. The...
Most people have credit questions they have never asked out loud. Not because the questions are unreasonable, but because...
Millions of Americans get paid in cash. Restaurant workers, contractors, cleaners, caregivers, day laborers, and small business owners operating...
Credit piggybacking is a strategy where one person benefits from another person’s credit history by being added as an...
Traditional credit counseling has existed for decades as a way to help Americans manage debt and improve their financial...